Author: Cindy J. Cruz

Cindy J. Cruz is a fintech writer and financial strategist with a strong background in digital banking, decentralized finance, and emerging financial technologies. With years of experience in the finance industry, Cindy specializes in analyzing trends that shape the future of money, from blockchain innovations to AI-powered banking solutions. Passionate about financial literacy, she enjoys breaking down complex financial concepts into accessible insights for readers. When she’s not writing, Cindy explores new investment opportunities and advocates for financial inclusion in the digital age.